I am sure many are receiving sms and WhatsApp messages from illegal money lenders like me. I have no idea why there seemed to be a surge in such messages and I never ever entertain these messages and I also don’t usually pick up calls from numbers I don’t know.

Today, I received a call from +65 87415762 and picked up as I just had an argument with hubby and was feeling angsty.

IML: Hello.

Me: Who is this?

IML: I am Edwin. I am looking for you.

Me: What Edwin. Look for me for what?

IML: Looking for you.

Me: What is my name? I have a name right?

IML: You got my message? You want a loan today right? I go down your house now.

Me: Cheebye. What is my address? You dare to come I call the police wait for you too.

IML: Cheebye. Fuck you! *inaudible*

Me: Kanina you chao Cheebye don’t you dare call again. I call police and wait for you.

He hang up.

Auntie’s feedback on Edwin:

A hardworking money lender as he is making cold calls on a weekend. He has money to lend and he can even make home delivery but his customer service sucks. He should know who he is calling first and address them by name or surname. If he wants his business to grow, don’t ever swear at people. No respectable money lender will curse and swear at a potential customer more so someone of the opposite sex even though the other party was rude first. Needs improvements for verbal skills. Will not consider borrowing money from Edwin but will consider his rivals when the need arises. *One star experience*

By displaying Edwin’s number, I hope a Nigerian prince can contact him and they can strike a deal together. See, I am still kind to him even though I am not giving him business.